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Personal Finances

Credit and Debt

Used wisely, credit is a powerful financial tool; but if used carelessly, it can lead to a heavy debt load. Whether you've accumulated debt or are considering credit options, understanding the essentials of credit and debt management will help you remain on solid financial ground.

Credit Cards

The advantages of credit cards are numerous - quick access, fraud protection, bill consolidation, convenience. But what about the responsibilities? Understanding credit card basics is essential to choosing and using your cards wisely. Read more

Credit History

To get a glimpse of your financial future, businesses look at your financial past. This history is contained in your credit report and impacts your ability to qualify for a loan, rent an apartment, and more. Read more

Debt

Consumer debt in America remains consistently high. To overcome your debt and get onto solid financial footing, it is important to first determine how much you owe. Read more

Identity Theft

Consumer debt in America remains consistently high. To overcome your debt and get onto solid financial footing, it is important to first determine how much you owe. Read more

Helping people find real solutions to real problems.

Consumer Credit Counseling Service (CCCS): Consumer Credit Counseling Service provides consumers in Southwest Alabama with assistance in managing personal finances, both preventive - for those wanting to avoid serious financial problems and rehabilitative - for those who are experiencing financial problems.

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